Selecting the right motorcycle insurance policy in Malaysia entails evaluating numerous elements, including protection possibilities, premiums, customer care, and additional Advantages made available from diverse insurers. This guidebook compares some of Malaysia's top rated motorbike insurance plan suppliers to assist you make an informed final decision that fulfills your Driving demands and spending budget.
one. Allianz Malaysia Berhad
Coverage Options: Allianz Malaysia presents extensive coverage selections tailor-made to guard both riders as well as their motorcycles. Their policies generally consist of:
3rd-Get together Liability: Addresses damages and injuries brought about to Other people in a collision.
Very own Damage: Covers maintenance or substitute prices on your motorcycle due to accidents, fire, or theft.
Personalized Accident: Delivers payment for bodily injuries or death ensuing from an accident.
Added Advantages: Roadside guidance, healthcare fees, and even more.
Rates and Reductions: Allianz Malaysia presents competitive rates with possibilities for savings depending on Harmless riding documents, various guidelines, and membership affiliations.
Customer care: Recognized for economical claims processing and fantastic consumer guidance.
2. AXA Affin Normal Insurance Berhad
Protection Options: AXA Affin gives flexible motorbike coverage programs with extensive protection, such as:
3rd-Party Legal responsibility: Addresses lawful liabilities for bodily injury or house harm to Other individuals.
Individual Damage: Addresses maintenance expenses in your motorcycle in mishaps, theft, or pure disasters.
Individual Incident: Presents coverage for accidental Demise or bodily damage.
Rates and Discounts: AXA Affin supplies aggressive premiums and special discounts for Harmless riders, loyalty applications, and bundling procedures.
Customer care: Dependable customer support that has a user-pleasant statements system and 24/7 help.
three. Etiqa Insurance Berhad
Coverage Selections: Etiqa features motorcycle insurance policies designs designed to safeguard riders comprehensively, which include:
3rd-Celebration Liability: Protection for lawful liabilities arising from accidents.
Personal Hurt: Security against restore or alternative expenditures for your personal motorcycle.
Private Incident: Protection for accidents or death resulting from mishaps.
More Benefits: Roadside help, medical costs, and loss of components.
Rates and Discounts: Etiqa offers competitive premiums with savings for Harmless riders, multi-policy holders, and much more.
Customer Service: Recognized for responsive customer support and successful promises managing.
4. Liberty Insurance coverage Berhad
Coverage Alternatives: Liberty Insurance policies presents bike insurance ideas with A variety of protection alternatives, together with:
3rd-Bash Liability: Coverage for authorized liabilities resulting from mishaps.
Possess Problems: Handles maintenance costs for the motorbike as a result of mishaps or theft.
Personalized Incident: Delivers compensation for bodily damage or Loss of life resulting from mishaps.
Premiums and Special discounts: Competitive rates with discount rates accessible for Safe and sound riders, coverage renewals, and loyalty courses.
Customer care: Liberty Insurance coverage is acknowledged for outstanding customer support and prompt statements settlement.
5. Zurich Basic Insurance Malaysia Berhad
Coverage Choices: Zurich Malaysia gives thorough motorbike insurance strategies with the following coverage possibilities:
3rd-Social gathering Liability: Addresses authorized liabilities for bodily harm or residence harm to Some others.
Possess Hurt: Addresses mend or substitute fees to your motorcycle because of accidents, theft, or fire.
Personal Incident: Delivers protection for accidental Demise or bodily injuries.
Rates and Discounts: Aggressive rates with special discounts for safe riders, multi-coverage holders, and marketing provides.
Customer support: Zurich Malaysia features dependable customer support with a motorbike insurance simple claims method and 24/seven assistance.