Selecting the best motorbike insurance policies in Malaysia includes evaluating several components, like coverage options, rates, customer care, and extra Added benefits provided by different insurers. This guideline compares a number of Malaysia's top rated motorcycle insurance plan companies to assist you make an informed final decision that fulfills your riding desires and price range.
1. Allianz Malaysia Berhad
Protection Possibilities: Allianz Malaysia provides in depth coverage options personalized to guard both riders as well as their motorcycles. Their insurance policies generally consist of:
3rd-Get together Legal responsibility: Addresses damages and injuries brought about to Other individuals in a collision.
Possess Harm: Handles fix or substitution charges for your motorbike because of incidents, hearth, or theft.
Own Accident: Provides payment for bodily injury or Demise resulting from a collision.
Extra Gains: Roadside help, professional medical bills, and more.
Rates and Discounts: Allianz Malaysia delivers competitive rates with opportunities for savings according to Safe and sound riding documents, a number of policies, and membership affiliations.
Customer support: Known for productive claims processing and very good shopper help.
two. AXA Affin Basic Coverage Berhad
Protection Alternatives: AXA Affin features flexible bike insurance strategies with comprehensive coverage, together with:
Third-Social gathering Liability: Addresses lawful liabilities for bodily damage or residence damage to Other folks.
Have Injury: Handles repair charges for your personal motorcycle in mishaps, theft, or natural disasters.
Private Incident: Provides coverage for accidental Dying or bodily injury.
Premiums and Bargains: AXA Affin offers aggressive rates and reductions for Risk-free riders, loyalty courses, and bundling policies.
Customer support: Responsible customer service by using a person-friendly statements course of action and 24/7 help.
three. Etiqa Insurance policy Berhad
Protection Options: Etiqa gives bike coverage ideas intended to secure riders comprehensively, such as:
Third-Social gathering Legal responsibility: Protection for legal liabilities arising from mishaps.
Possess Destruction: Protection towards mend or substitution costs to your motorbike.
Particular Incident: Coverage for injuries or Loss of life ensuing from incidents.
Supplemental Advantages: Roadside support, health care fees, and loss of add-ons.
Premiums and Discount rates: Etiqa delivers aggressive premiums with reductions for Protected riders, multi-coverage holders, plus more.
Customer care: Known for responsive customer service and productive statements managing.
four. Liberty Coverage Berhad
Coverage Choices: Liberty Insurance policy delivers motorbike insurance plan designs with a range of coverage choices, which includes:
Third-Social gathering Legal responsibility: Protection for lawful liabilities ensuing from incidents.
Own Damage: Covers restore fees to your motorbike on account of mishaps or theft.
Particular Incident: motorbike insurance Delivers payment for bodily personal injury or Dying ensuing from incidents.
Premiums and Reductions: Competitive rates with savings available for safe riders, policy renewals, and loyalty programs.
Customer Service: Liberty Insurance coverage is recognized for superb customer service and prompt claims settlement.
5. Zurich Common Insurance coverage Malaysia Berhad
Coverage Choices: Zurich Malaysia presents thorough motorcycle insurance policy programs with the next coverage choices:
Third-Celebration Liability: Covers legal liabilities for bodily personal injury or assets damage to Other individuals.
Very own Injury: Covers restore or replacement costs for your bike as a consequence of incidents, theft, or hearth.
Personalized Accident: Gives coverage for accidental death or bodily injury.
Rates and Savings: Aggressive rates with special discounts for Protected riders, multi-policy holders, and promotional features.
Customer care: Zurich Malaysia offers reputable customer support with an easy claims process and 24/seven guidance.