Choosing the right motorbike insurance policies in Malaysia entails analyzing various factors, which includes coverage solutions, premiums, customer support, and extra Gains provided by various insurers. This guideline compares a number of Malaysia's major motorbike coverage companies that may help you make an educated determination that satisfies your riding wants and funds.
one. Allianz Malaysia Berhad
Coverage Options: Allianz Malaysia offers complete coverage selections tailored to shield both riders and their bikes. Their insurance policies commonly include:
3rd-Party Liability: Covers damages and injuries prompted to Other folks in an accident.
Have Injury: Covers repair service or substitute expenses on your motorcycle due to mishaps, fire, or theft.
Particular Accident: Supplies compensation for bodily harm or death ensuing from an accident.
More Rewards: Roadside aid, health care expenses, and a lot more.
Premiums and Savings: Allianz Malaysia offers aggressive premiums with prospects for reductions based upon Secure Driving records, many insurance policies, and membership affiliations.
Customer support: Noted for effective promises processing and great purchaser support.
two. AXA Affin General Insurance policies Berhad
Coverage Possibilities: AXA Affin features versatile bike insurance coverage strategies with comprehensive coverage, together with:
Third-Occasion Liability: Addresses lawful liabilities for bodily damage or residence damage to Other individuals.
Individual Damage: Addresses maintenance expenses in your motorcycle in mishaps, theft, or pure disasters.
Individual Accident: Presents coverage for accidental Dying or bodily damage.
Rates and Discounts: AXA Affin gives aggressive premiums and special discounts for Secure riders, loyalty systems, and bundling policies.
Customer support: Trusted customer service using a consumer-welcoming claims approach and 24/seven guidance.
three. Etiqa Insurance policy Berhad
Protection Solutions: Etiqa provides motorbike insurance plan ideas created to guard riders comprehensively, including:
Third-Get together Legal responsibility: Protection for legal liabilities arising from mishaps.
Individual Destruction: Safety in opposition to maintenance or replacement expenses on your bike.
Own Accident: Coverage for injuries or Demise ensuing from accidents.
Extra Positive aspects: Roadside guidance, professional medical expenses, and loss of equipment.
Rates and Bargains: Etiqa provides competitive premiums with discount rates for Risk-free riders, multi-coverage holders, and a lot more.
Customer care: Noted for responsive customer service and efficient claims dealing with.
four. Liberty Insurance plan Berhad
Protection Solutions: Liberty Insurance provides motorbike insurance coverage options with a range of coverage alternatives, like:
3rd-Occasion Legal responsibility: Protection for lawful liabilities ensuing from accidents.
Own Harm: Covers fix fees on your motorbike resulting from incidents or theft.
Particular Incident: Presents payment for bodily injury or death resulting from mishaps.
Rates and Reductions: Aggressive premiums with discount rates obtainable for Protected riders, plan renewals, and loyalty plans.
Customer support: Liberty Insurance is identified for fantastic customer support and prompt promises settlement.
5. Zurich Normal Insurance coverage Malaysia Berhad
Protection Options: Zurich Malaysia gives comprehensive motorbike coverage programs with the subsequent coverage solutions:
Third-Party Legal responsibility: Covers lawful liabilities for bodily damage or assets damage to others.
Possess Harm: Handles motorbike insurance fix or substitution expenses in your motorcycle on account of incidents, theft, or fire.
Own Incident: Provides protection for accidental Dying or bodily injury.
Premiums and Savings: Competitive premiums with discount rates for safe riders, multi-policy holders, and advertising presents.
Customer Service: Zurich Malaysia delivers responsible customer service with a straightforward statements process and 24/7 aid.